Types of Aid

Financial Aid comes from a variety of sources. These include:

  • Queensborough
  • CUNY
  • The Federal Government
  • New York State
  • Outside organizations

To be eligible for any federal/state program students must meet the following eligibility requirements:

  1. United States citizen or eligible non-citizen
  2. Matriculated (i.e. pursuing a degree or certificate)
  3. Making Satisfactory Academic Progress as defined by Queensborough

Academic Requirements for Federal Aid   Academic Requirements for State Aid

Federal Programs

  • Federal Pell Grant Program
  • Federal Supplemental Educational Opportunity Grant (SEOG)
  • The Federal Work-Study Program (Employment)
  • Federal Loans (Perkins, Direct Stafford Loans, and PLUS (parent loans))

Financial Aid Questions? What is a Pell Grant? Get video answers below, or head to Financial Aid TV

Financial Aid Questions? What is the Lifetime Eligibility Used (LEU for Pell Grants? Get video answers below, or head to Financial Aid TV

Financial Aid Questions? What is a FSEOG? Get video answers below, or head to Financial Aid TV

State Programs

  • Tuition Assistance Program
  • Aid for Part-time Students

Grants

Grants are funds awarded to students that do not have to be repaid.  Besides the federal government offering grants, New York State provides a grant that many students receive.


Federal Grants   State Grants

Federal Work-Study (Employment)

WORK-STUDY PROGRAM (FWS)
Queensborough Community College participates in the Federal Work-Study Program. The program enables a qualified student to pursue a degree while holding a part-time job. This employment may be located on or off campus and may take place during the academic year (including vacation periods) and/or during the summer months. Eligibility for this program is based on the financial status of the student and/or his or her family. Recipients are required to maintain satisfactory academic progress as stated under the PELL program. Students must apply on the FAFSA form.

Financial Aid Questions? Questions about applying for Financial Aid? Get video answers below, or head to Financial Aid TV

Loans

Financial Aid Questions? Questions about Loan Programs? Get video answers below, or head to Financial Aid TV

Direct Loans

How to apply:
A student seeking a loan under the Federal Direct Stafford Loan program must first complete a Free Application for Federal Student Aid (FAFSA) to determine student eligibility. After completing the FAFSA the student must login to their CUNYfirst account to complete a Direct Loan request Form.  The Federal Direct Loan request form can be found in CUNYfirst under the Student Services Center tab.  First time borrowers must complete Entrance Counseling and the Master Promissory Note (MPN).  This should be done by visiting www.studentloans.gov.

 Please note, you may only use the Direct Loan Processing Form in CUNYfirst once during the same academic year.  If you wish to increase your loan in the same academic year, you must come into the Office of Financial Services, located in the Library Building Room 409 and complete a paper Direct Loan Processing Form and an additional loan will be processed.

Federal Stafford Loans

This program provides low-interest loans totaling up to $31,000 for “Dependent” students and $57,000 for “Independent” students to cover undergraduate work. An eligible Queensborough student who is enrolled at least halftime (six credits and/equated credits) may borrow up to a total of $3,500 for the freshman year and up to a total of $4,500 for the sophomore year. The amount of the loan will be determined by the student’s Expected Family Contribution (EFC). No payments are required while the student is in school. Repayments begins six months after the student graduates, withdraws, or falls below half-time (6 credits).

There are two types of Federal Stafford Loans

  1. Subsidized Federal Stafford Loan: The interest on this type of loan is paid by the Federal government while the student is attending college. In addition to the amounts above, students are eligible to borrow an additional $2,000 Unsubsidized Federal Direct Stafford Loan. Students determined to be “Independent” based on the FAFSA, are eligible to borrow an additional $6,000 Unsubsidized Federal Direct Stafford Loan. To be eligible for the Subsidized Federal Stafford Loan, the applicant must: (a) be enrolled for at least half-time study at an approved institution; (b) be a United States citizen or a permanent resident alien; (c) demonstrate satisfactory academic progress; (d) not be in default on a prior educational loan; (e) show financial need; and (f) file a FAFSA to determine the Expected Family Contribution (EFC).
  2. Unsubsidized Federal Stafford Loan. The interest on this type of loan is paid by the student while he or she is attending school or the interest is added to the loan. To be eligible for the Unsubsidized Federal Stafford Loan, the applicant must: (a) be enrolled for at least half-time study at an approved institution; (b) be a United States citizen or a permanent resident alien; (c) demonstrate satisfactory academic progress; (d) not be in default on a prior educational loan; and (e) file a FAFSA to determine the Expectedp Family Contribution (EFC).

Federal Parent Loan For Undergraduate Students (PLUS)

Parents may borrow up to the total cost of education minus other aid for each dependent child.

Federal Perkins Loan Program (FPKL)

Queensborough Community College participates in the Federal Perkins Loan Program. Applicants may borrow up to a maximum of $5,000 during their first two years at Queensborough, provided they remain in good standing. Financial need and availability of Federal funds determine the amount a student may receive. No interest is charged during the time the borrower is enrolled as a qualified student. Upon termination of study, a period of grace extends for nine months before payments begins at 5 percent simple interest for up to a ten-year repayment period. Application is made through the Office of Student Financial Services by completing the FAFSA. To continue their eligibility, students must be enrolled at least half-time and maintain satisfactory academic progress as stated under the PELL program.

Cultural Centers

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Kupferberg Holocaust Resource Center and Archives

Using the lessons of the Holocaust to educate current and future generations about the ramifications of unbridled prejudice, racism and stereotyping.

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QPAC: Performing Arts Center

QPAC is an invaluable entertainment company in this region with a growing national reputation. The arts at QPAC continues to play a vital role in transforming lives and building stronger communities.

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QCC Art Gallery

The QCC Art Gallery of the City University of New York is a vital educational and cultural resource for the Queensborough Community College, the Borough of Queens and the surrounding communities.