Potential Career/Occupation Information

Occupation Information table

Overview:	Provide guidance to prospective loan applicants who have problems qualifying for traditional loans. Guidance may include determining the best type of loan and explaining loan requirements or restrictions.
Duties:	Check loan agreements to ensure that they are complete and accurate, according to policies. Refer loans to loan committees for approval. Approve loans within specified limits. Submit applications to credit analysts for verification and recommendation. Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans. Interview applicants and request specified information for loan applications. Establish payment priorities according to credit terms and interest rates to reduce clients' overall costs. Contact applicants or creditors to resolve questions about applications or to assist with completion of paperwork. Maintain current knowledge of credit regulations. Calculate amount of debt and funds available to plan methods of payoff and to estimate time for debt liquidation.
Degree(s):	A.A.S. Accounting  A.A.S. Management: Marketing Concentration  A.S. Business Administration (Accounting and Marketing)
Job Outlook:	Employment in this field is projected to grow 14% or higher from 2018 to 2028, which is much faster than the average projected growth for all occupations.
Growth:
Education Level:	Typically, a Bachelor’s Degree from a 4-year college (some are 5 years) is required to be considered for this occupation.
Recommended Skills:	Talking, giving speeches, or speaking in a group to convey information, explain ideas, or give instructions. Using logic to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems. The ability to understand complex written paragraphs, instructions, or reports. Paying attention to what other people are saying, and taking time to understand the points being made. Weighing out the options in a situation or a problem and logically choosing the best course of action. Using mathematics and/or statistics to solve problems.
Recommended Values:	Being involved in helping other people in a direct way either individually or in a small group. Having a level of income that will afford you with luxuries, and which will allow you to become financially independent. Being able to decide on how to get something done without significant direction from someone else. Having a routine job where the duties are very predictable and not likely to change over a long period of time. Gaining the respect of others by the nature and/or level of responsibility of your work.

* National data collected by the Department of Labor in 2014 with projections through 2024. For New York green job information .

* For New York salary data information .

* For New York green job information .

Understanding acquiring positions in this field may be enhanced through continuing academic study (i.e. earning a baccalaureate or a master's degree) and/or work experience in the field, Queensborough Community College has established transfer agreements with other institutions for students who wish to further pursue their educational goals. Students are highly encouraged to meet with one of our Career Services to fully understand the opportunities available through study in their degree program.