Insurance Claim Examiner
|Overview:||Claim examiners oversee the financial settlements of insurance claims to assure payments have been made in accordance with company practices. They investigate suspicious settlements and irregularities of claim payouts. They conduct statistical analyses of claims for patterns of fraud.|
|Duties:||They investigate suspicious settlements of insurance claims to determine if there is a possibility of fraud committed by persons making claims or the insurance adjusters.
Statistically analyze records of fires or accidents to identify patterns that suggest specific persons are repeatedly collecting insurance payoffs for accidents or fires.
They recommend whether criminal charges should be brought against persons suspected of making fraudulent insurance claims or of committing arson.
They testify in court to present evidence against persons accused of criminal actions to collect insurance. Examples include: murder, arson or fake accidents.
A.A.S. Management: Marketing Concentration
A.S. Business Administration (Accounting and Marketing)
|Job Outlook:||Employment of insurance claim examiners is expected grow as fast as average through 2018. Rising healthcare premiums and attempts by large insurance carriers to minimize costs will result in a greater need for claims examiners to more scrupulously review a growing number of medical claims.|
|Salary Range (National Average):||$29,000 to $33,000|
|Education Level:||Training for this occupation generally requires an Associate Degree from a 2 year or community college.|
|Additional Training/Education:||Most insurance companies prefer to hire graduates with an associate or a bachelor's degree and a curriculum background in insurance, business administration and economics. Certification can be achieved through a variety of professional associations in the insurance industry. Most states require insurance adjusters to be licensed which involves passing a written examination.|
* National data collected by the Department of Labor in 2014 with projections through 2024. For New York green job information .
Understanding acquiring positions in this field may be enhanced through continuing academic study (i.e. earning a baccalaureate or a master's degree) and/or work experience in the field, Queensborough Community College has established transfer agreementswith other institutions for students who wish to further pursue their educational goals. Students are highly encouraged to meet with one of our Career Services to fully understand the opportunities available through study in their degree program.